Since I have been lucky so far, I might be a bit ignorant. If you are hit and someone else is at fault, shouldn't they be covering 100% of your medical bills?
You're assuming that the other party has insurance or $$$. Scooter and car insurance doesn't cover crap, that's why we need health and disability insurance. When you're young, poor and unmarried, it matters less (what are they going to sue you for, you got time to recover financially). When you get older, have kids and collect assets you get insurance, get a helmet and drive slower.
Joined: 16 Oct 2005
Location: obviously not where you are
I think with minnesotas minimum requirements it covers the first 60k if they have insurance and 40k if they don't for one person injured in an accident. It doesn't go very far, but it still should be 100% up to the minimum coverage. I think if they aren't insured it's 20k for medical and 20k for lost wages, etc. I think too many people get screwed because they don't know what the insurance comany is required to cover, both their own and the offending party.
_________________ If there are any parts on the road behind me, pick 'em up, I may need 'em real soon.
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