I'm thinking about getting a scooter for riding here in the Twin Cities but need some help. Thing is I don't "live" here, I'm from Toronto, Canada and will be spending the weeks here on business from now until the end of the year and would love a scooter to get me to/from work. So what I'm trying to figure out is the following:
- What kind of license do I need to ride here? I have a full automobile and motorcycle license in Canada but not sure if I need a Minnesota license to register/insure or even rent a scooter here.
- I'm going to see if my Canadian insurance company will insure any scooter I buy/rent here as I already have an insured motorcycle back in Toronto. But if not, any info you guys have would be appreciated.
- Given the above two issues, I'm thinking it might be better to rent a scooter while I'm here. (Plus I think if I buy I may run into issues getting the scooter back to Toronto.) So ideally a 3 month, long term rental that would probably cover the insurance and all that. Does anyone know of such a place here in Minneapolis?
Anyway, any info/help here appreciated. If I decide to buy I'm sure I'll be coming back to you folks for help there too. :)
Joined: 18 Jun 2005
Location: Longfellow, Minneapolis
I can speak to the insurance question. Obviously, if your Canadian insurance covers it, that's best, but otherwise it's really cheap to insure a scoot. I've heard Progressive is really cheap, but I use Farmers for everything, and they insured my new Stella with standard 30,000/60,000 liability and comprehensive with a $100 deductible for only $175/year. You need at least the 30/60 liability and uninsured/underinsured driver insurance - required by law - but anything else is optional. I hear you can insure a scooter with just the legal requirements for well under $100/year. My Farmers agent, Steve Wolfson (612-822-1190) rides a motorcycle himself and has been extremely helpful with the whole thing.
Joined: 28 Jun 2005
Location: St. Paul MN USA
here is what the Minnesota Motorcycle manual says about insurance:
The No-Fault Insurance law requires all motorcycles registered in Minnesota to have liability coverage for property damage or injury to another party.
Where liability insurance is required, the no-fault injury and uninsured motorist protections are optional. Coverage for damage, loss or motorcycle theft is also optional. Name of insurer and policy number must be provided when registering.
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